As your financial planner, we work with people and families who've reached an important financial stage and want clear, practical advice. Based in the Comox Valley, we serve clients across Vancouver Island and British Columbia with planning that connects retirement, tax, estate, investment and family wealth decisions.
Retired Or Retiring Couples With $1M+ In Assets
You may be coming to us after decades of careful saving, home ownership and disciplined financial decisions. You want to know how to use your wealth wisely while protecting your future.
We help with questions such as:
- Can we afford the retirement lifestyle we want?
- How much can we safely spend?
- How should we draw income tax-efficiently?
- Can we help our adult children now?
- What happens when one spouse passes away?
Home Sellers And Downsizers
Selling a long-held home can create significant new liquidity. For many people, that money needs to support income, care costs, family goals and estate plans.
We help you turn your home sale proceeds into a thoughtful financial plan that considers income, tax, investment structure and long-term security.
Inheritors And Late-Life Wealth Recipients
An inheritance can change your financial picture quickly. Before making decisions, it helps to understand how the money fits into your broader plan.
We help you consider how to:
- Invest or preserve inherited wealth
- Pay down debt where appropriate
- Manage tax implications
- Support children or grandchildren
- Make the money last
Business Owners Before a Sale
Selling your business is a major financial decision, and the planning you do beforehand can have a significant impact on what comes next.
We help you prepare for the sale by looking at tax considerations, how much you’ll need to support your lifestyle, what your wealth could look like after the transaction, and how to structure the transition. We also coordinate with your accountant and other professionals so the financial pieces are considered well before the deal is complete.
Older Single Clients And Surviving Spouses
When one spouse passes away, the financial plan often needs to change. Income, taxes, accounts, estate documents and family communication may all need attention.
We help you find continuity as a surviving spouse, while also helping your adult children or powers of attorney understand the plan where appropriate.
Adult Children Of Established Clients
We also help families prepare the next generation for the responsibility that can come with wealth. This may include conversations about inheritance, powers of attorney, executor duties and long-term family planning.